Explore Braintree Rates
Around the World.
Select your country below to access hyper-localized calculators for Braintree Card Processing, PayPal, ACH, and SEPA fees in 2026.
Supported Countries & Processing Tariffs
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Frequently Asked Questions
What are official Braintree payment processing rates in 2026? ▼
Standard US card processing rates on Braintree (a PayPal service) are 2.59% + $0.49 per transaction for major credit cards, digital wallets (Apple Pay, Google Pay), and Venmo. ACH direct debit is 0.75% (capped at $5.00).
How does Braintree's Vault tokenization technology protect recurring SaaS billing? ▼
The Braintree Vault securely tokenizes payment credentials across multiple payment methods (cards, PayPal, Venmo), ensuring PCI-DSS Level 1 compliance while updating expired cards automatically via Account Updater.
What dispute and chargeback fees apply to Braintree merchants? ▼
Braintree charges a standard $15.00 dispute fee per chargeback. If evidence is submitted and the merchant successfully wins the dispute, the $15.00 fee is credited back to the merchant's account.
What are Braintree's cross-border and currency conversion fees? ▼
For transactions processed with cards issued outside the merchant's home country, Braintree charges an additional 1.00% cross-border fee, plus 1.00% if currency conversion is required.
Does Braintree offer Interchange-Plus (IC+) custom pricing for high volume? ▼
Yes. Enterprise merchants processing over $80,000 monthly can negotiate Interchange-Plus wholesale pricing, unbundling raw card association assessment fees from processor markups.
How does native PayPal and Venmo integration work in Braintree Drop-in UI? ▼
Braintree's Drop-in UI allows developers to add credit cards, PayPal, PayPal Pay Later, Venmo, Apple Pay, and Google Pay through a single unified JavaScript SDK and unified merchant account payout.
What settlement timelines apply to Braintree payouts? ▼
Credit card transactions typically settle into the merchant's commercial checking account within 2 to 3 business days. Dedicated merchant accounts allow automated daily settlement batches.
How does Braintree compare to Stripe for developer platforms? ▼
While Stripe excels in turnkey billing software and marketplace escrow, Braintree provides deeper native PayPal/Venmo buyer ecosystem penetration and highly competitive card processing rates (2.59% vs 2.90%).