Mollie Fee Calculator Belgium
Calculate exact iDEAL (fixed €0.29), Bancontact (€0.39), EU cards (1.80%), and gross-up invoices in EUR.
Fee Wealth Leakage Radar & Profit Drag
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Pass Fee to Client (Legal Surcharge Engine) Calculate zero-shortfall compliant markup & legal surcharge limits
• United States: Visa & Mastercard cap credit card surcharges at 3.00% (effective April 2023). Surcharging debit or prepaid cards is strictly illegal under federal operating rules.
• UK & European Union: Surcharging consumer debit and credit cards is prohibited under PSD2. B2B / corporate card surcharges remain permitted.
• Australia: Governed by RBA; surcharging is legally restricted strictly to the merchant's actual cost of card acceptance.
Client Invoice Message
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Client Invoice Message Generator (Belgium) ▼
Frequently Asked Questions (Mollie Belgium)
What is Bancontact and what are Mollie's processing fees in Belgium? ▼
Bancontact is Belgium's most widely used electronic payment system. Mollie charges a fixed rate of €0.39 per transaction with zero percentage cut for all Bancontact payments.
How does Bancontact QR code checkout work for Belgian consumers? ▼
Customers scan a dynamic QR code using the Bancontact or Payconiq app, enabling seamless instant mobile authentication with zero credit card fraud risk.
What are Mollie's European credit card rates in Belgium? ▼
Standard Belgian and European Visa and Mastercard credit and debit cards cost 1.80% + €0.25 per successful transaction.
How does Gross-Up invoicing work for Bancontact? ▼
Because Bancontact has no percentage cut, calculating your target price is simple: Gross = Net + €0.39. To receive €250.00 net, quote €250.39.
How fast do Mollie payouts settle into Belgian bank accounts? ▼
Mollie deposits funds into Belgian accounts (KBC, BNP Paribas Fortis, Belfius, ING Belgium) on a free daily or business-day schedule.
Can Belgian merchants accept SEPA Direct Debit on Mollie? ▼
Yes. SEPA Direct Debit costs a flat €0.25 per transaction, facilitating automated recurring membership and subscription billing.
What return policies apply to Mollie transactions in Belgium? ▼
Refunds can be triggered with one click from the dashboard; Mollie charges a flat €0.25 refund processing fee.
Are Mollie fees tax-deductible for Belgian companies (SRL / BV)? ▼
Yes. All processing commissions are 100% deductible business expenses on Belgian corporate tax returns.