Zettle by PayPal Global Fee Calculators
Calculate exact transaction fees for Zettle mobile card readers, contactless payments, and PayPal/Venmo QR codes across 10 international markets with zero monthly fees.
Card Present: 2.29% + $0.09 | Keyed: 3.49%
Card Present: 1.75% + £0.00 | Keyed: 2.50%
Card Present: 0.95% + €0.00 | Keyed: 2.50%
Card Present: 1.75% + €0.00 | Keyed: 2.50%
Card Present: 1.75% + €0.00 | Keyed: 2.50%
Card Present: 1.75% + €0.00 | Keyed: 2.50%
Card Present: 1.75% + €0.00 | Keyed: 2.50%
Card Present: 1.85% + kr0.00 | Keyed: 2.50%
Card Present: 1.99% + R$0.00 | Keyed: 3.50%
Card Present: 3.50% + MX$0.00 | Keyed: 3.99%
Popular Zettle Card Reader Comparisons
Frequently Asked Questions
What are official Zettle by PayPal card processing rates in 2026? ▼
In the US, Zettle charges 2.29% + $0.09 per in-person card-present transaction, 3.49% + $0.09 for manual card entry, and 1.90% + $0.10 for PayPal and Venmo QR code payments over $10.
How much does the Zettle Reader 2 hardware cost? ▼
The first Zettle Reader 2 terminal is priced at $29 for eligible new merchants (additional readers cost $79). It connects via Bluetooth to iOS and Android smartphones and tablets with zero monthly rental fees.
How does Zettle compare to Square for in-person retail sales? ▼
Zettle's card-present rate of 2.29% + $0.09 is lower than Square's 2.60% + $0.10 on larger transaction sizes. On a $100 sale, Zettle costs $2.38 compared to Square's $2.70, saving $0.32 (12%) per transaction.
How fast are Zettle payouts deposited into merchant accounts? ▼
Funds from Zettle transactions are deposited directly into your linked PayPal Business account within minutes, or transferred to your linked commercial bank account on the next business day.
Does Zettle charge monthly subscription or software fees? ▼
No. The standard Zettle POS app is completely free with $0 monthly software fees, zero setup charges, and no minimum transaction quotas.
How does Zettle inventory sync with PayPal and e-commerce stores? ▼
Zettle automatically syncs product inventory, stock levels, and barcode SKU data with your PayPal Business account and connected e-commerce platforms like Shopify, WooCommerce, and BigCommerce.
Does Zettle charge chargeback dispute administration fees? ▼
Zettle charges a $20.00 dispute administration fee if a cardholder files a formal chargeback, which is waived if the transaction is covered under PayPal's Seller Protection program.
What are European processing rates for Zettle (UK, Germany, France)? ▼
In the UK, Zettle charges a flat 1.75% for in-person payments. In European eurozone markets, Zettle charges between 1.75% and 1.95% flat with zero fixed per-transaction cents.