Revolut Business Plan & FX Calculator
Compare Basic ($0), Grow ($30), and Scale ($119). Find out exactly which tier gives your company the lowest net fees.
- ✓ $10,000 / £10,000 / €10,000 fee-free monthly FX allowance
- ✓ 0.40% discounted markup above allowance limit
- ✓ 100 free local domestic bank transfers
- ✓ 10 free international wire transfers
- ✓ 10 free team member seats with approval workflows
Fee Wealth Leakage Radar & Profit Drag
Multi-Rail Arbitrage ("Switch & Save")
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Pass Fee to Client (Legal Surcharge Engine) Calculate zero-shortfall compliant markup & legal surcharge limits
• United States: Visa & Mastercard cap credit card surcharges at 3.00% (effective April 2023). Surcharging debit or prepaid cards is strictly illegal under federal operating rules.
• UK & European Union: Surcharging consumer debit and credit cards is prohibited under PSD2. B2B / corporate card surcharges remain permitted.
• Australia: Governed by RBA; surcharging is legally restricted strictly to the merchant's actual cost of card acceptance.
Client Invoice Message
Bookkeeping Journal Entry
Recent Calculations (Click to Restore)
Frequently Asked Questions
What are standard Revolut Business payment processing fees in 2026? ▼
Revolut Business charges 1.0% + £0.20 (or €0.20) for domestic UK/EEA consumer cards, 2.8% + £0.20 for international/commercial cards, and 1.0% + £0.20 for Revolut Pay 1-click checkout.
What are the advantages of Revolut Pay for European e-commerce merchants? ▼
Revolut Pay allows over 45 million Revolut app users to check out with biometric FaceID approval, delivering higher conversion rates and next-day settlement directly into the merchant's multi-currency account.
What is Revolut Business's monthly zero-fee FX allowance? ▼
Depending on your plan tier (Free, Grow £19/mo, Scale £79/mo, Enterprise), Revolut includes between £1,000 and £50,000+ in fee-free currency exchange at the real interbank rate each month.
What hardware card readers are offered by Revolut Business? ▼
The Revolut Reader is an ultra-portable terminal costing £49 + VAT outright, processing in-person contactless and chip & PIN transactions at a low 0.8% + £0.02 domestic card rate.
How quickly do merchant card processing funds settle on Revolut Business? ▼
Card processing payouts settle directly into your Revolut Business merchant account within 24 hours (next business day), compared to 2–5 days with traditional high street banks.
Can UK/EEA businesses accept international multi-currency client invoices? ▼
Yes. Revolut Business provides dedicated local bank account details in 25+ currencies (GBP sort code, EUR IBAN, USD account), allowing overseas clients to pay locally via domestic bank transfer.
How does Revolut Business compare to Stripe for UK small businesses? ▼
Revolut charges 1.0% + £0.20 for UK consumer cards compared to Stripe's 1.5% + £0.20, offering a 33% reduction in card processing overhead for domestic retail.
Are corporate expense cards included with Revolut Business accounts? ▼
Yes. Business owners can issue unlimited physical and virtual company debit cards with custom spending limits, real-time receipt scanning, and automated Xero/QuickBooks sync.