Vipps® Fee Calculator Norway 2026
Calculate transaction processing costs for Vipps på nett and Vipps Bedrift in Norwegian Krone (NOK kr).
Fee deducted on a 1,000 kr transaction.
Fee Wealth Leakage Radar & Profit Drag
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Pass Fee to Client (Legal Surcharge Engine) Calculate zero-shortfall compliant markup & legal surcharge limits
• United States: Visa & Mastercard cap credit card surcharges at 3.00% (effective April 2023). Surcharging debit or prepaid cards is strictly illegal under federal operating rules.
• UK & European Union: Surcharging consumer debit and credit cards is prohibited under PSD2. B2B / corporate card surcharges remain permitted.
• Australia: Governed by RBA; surcharging is legally restricted strictly to the merchant's actual cost of card acceptance.
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Vipps Fee Schedule Reference (NOK)
Standard e-commerce processing rates for Norwegian merchants.
| Transaction Amount | Vipps Fee (2.49%+1kr) | Net Settlement | Effective Fee % |
|---|---|---|---|
| 100 kr | 3.49 kr | 96.51 kr | 3.49% |
| 250 kr | 7.22 kr | 242.78 kr | 2.89% |
| 500 kr | 13.45 kr | 486.55 kr | 2.69% |
| 1,000 kr | 25.90 kr | 974.10 kr | 2.59% |
| 2,500 kr | 63.25 kr | 2436.75 kr | 2.53% |
| 5,000 kr | 125.50 kr | 4874.50 kr | 2.51% |
| 10,000 kr | 250.00 kr | 9750.00 kr | 2.50% |
Frequently Asked Questions: Vipps Fees Norway (2026)
Merchant guidelines, BankAxept integration, and checkout optimization.
Hva koster det å vippse penger privat (gebyr på Vipps)? ↓
Å vippse penger til privatpersoner er 100% gratis inntil 1 000 kr. Dersom du vippser over 1 000 kr, er gebyret 1,00% av det totale beløpet. For eksempel: Å vippse 10 000 kr koster nøyaktig 100 kr i gebyr, og mottaker får 9 900 kr (eller du belastes 10 100 kr).
Hva er Vipps bedrift priser for nettbutikk og kasse i 2026? ↓
Vipps på nett (e-handel og checkout) koster 2,49% + 1,00 kr per fullførte transaksjon for standard bedriftsavtaler. For fysisk handel i kasse (Vipps i butikk / QR) er gebyret 1,75% til 2,25% per salg, uten månedlige faste terminalleier.
What are Vipps MobilePay transaction fees in Norway for 2026? ↓
Vipps på nett (online e-commerce checkout) charges 2.49% plus 1.00 NOK per transaction on standard merchant plans. For high-volume enterprise merchants processing above specified annual thresholds, Vipps offers volume pricing starting at 1.90% + 1.00 NOK. In-store QR code payments (Vipps i butikk) operate at 1.75% to 2.25%.
How dominant is Vipps in Norway's digital payment market? ↓
Vipps is Norway's undisputed digital payment standard, used by over 4.3 million Norwegians (over 85% of the population). Integrating Vipps checkout dramatically increases mobile conversion rates compared to traditional credit card forms in Scandinavian e-commerce.
How does Vipps handle recurring subscriptions and recurring invoices? ↓
Vipps Recurring (Faste betalinger) allows Norwegian businesses to set up recurring subscription agreements. Customers authorize the mandate once with BankID, and subsequent monthly charges process automatically at the standard 2.49% + 1.00 NOK rate.
Can customers from Denmark and Finland pay via Vipps in Norway? ↓
Yes. Following the merger into Vipps MobilePay AS, cross-border Nordic payments are unified across Norway, Denmark, and Finland. A Danish customer using MobilePay can scan a Norwegian Vipps QR or checkout on a Norwegian e-commerce site seamlessly with automated currency conversion.
How are refunds and payment disputes processed through Vipps? ↓
Merchants can issue full or partial refunds directly through their e-commerce dashboard or the Vipps merchant portal. Refunds credit back to the customer's funded account within minutes, and Vipps does not assess dispute arbitration penalty fees.
Vipps MobilePay AS Ansvarsfraskrivelse:
FeeFlow er en uavhengig finansiell beregningstjeneste og er ikke tilknyttet eller godkjent av Vipps MobilePay AS eller DNB Bank ASA. Vipps® er et registrert varemerke for Vipps MobilePay AS. Priser og gebyrsatser er hentet fra offisielle publiserte prisbetingelser for 2026 på vipps.no.