MobilePay® Fee Calculator Denmark 2026
Calculate transaction fees for MobilePay Online (Web & App Switch) and MyShop POS in Danish Krone (DKK kr.).
Fee deducted on a 1,000 kr. checkout.
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• United States: Visa & Mastercard cap credit card surcharges at 3.00% (effective April 2023). Surcharging debit or prepaid cards is strictly illegal under federal operating rules.
• UK & European Union: Surcharging consumer debit and credit cards is prohibited under PSD2. B2B / corporate card surcharges remain permitted.
• Australia: Governed by RBA; surcharging is legally restricted strictly to the merchant's actual cost of card acceptance.
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Frequently Asked Questions: MobilePay Fees Denmark (2026)
Danish e-commerce compliance, Dankort compatibility, and fee breakdowns.
What are MobilePay payment fees in Denmark for 2026? ↓
MobilePay Online (merged with Vipps into Vipps MobilePay AS) charges 1.25% plus 0.50 DKK per transaction for standard web checkout. Point of sale (MobilePay MyShop) charges 0.99% per transaction. When combined with domestic Dankort card rails, processing costs can be even lower.
How does MobilePay App Switch work for mobile checkouts in Denmark? ↓
When a customer shops on a smartphone in Denmark, MobilePay App Switch seamlessly redirects them to the MobilePay app to authenticate via MitID or biometric fingerprint, then instantly returns them to the checkout confirmation page.
What are the settlement timelines for MobilePay in Denmark? ↓
Standard MobilePay merchant payouts are processed daily, settling funds directly into your Danish business bank account within 1 to 2 business days.
How does MobilePay Subscriptions (Abonnementer) work? ↓
MobilePay Subscriptions allows Danish merchants to automate recurring membership fees, utility bills, and SaaS charges. Customers approve the initial agreement via MitID, and recurring payments are automatically deducted on the scheduled billing dates at standard transaction fees.
Why is domestic Dankort processing cheaper through MobilePay? ↓
In Denmark, the domestic debit card network (Dankort) is heavily regulated with low interchange caps. When Danish consumers attach their Dankort to MobilePay, merchants benefit from lower blended interchange compared to international Visa and Mastercard processing.
How does MitID integration ensure PSD2 SCA compliance? ↓
MobilePay uses Denmark's national digital identity system, MitID, for identity verification and high-value transactions. This two-factor biometric authentication satisfies all European Strong Customer Authentication mandates and virtually eliminates fraudulent chargebacks.
What is MobilePay MyShop and how much does it cost? ↓
MobilePay MyShop is designed for Danish physical retailers, cafes, and pop-up stores without complex POS hardware. Merchants display a 5-digit number or QR code, paying 0.99% per transaction with zero monthly terminal leasing costs.
What is MobilePay's fee retention policy on customer refunds? ↓
When a merchant issues a refund through MobilePay, the full purchase amount is returned to the customer. Depending on the merchant acquiring contract, the fixed transaction fee may be retained by the payment gateway.