Mollie Fee Calculator Netherlands
Calculate exact iDEAL (fixed €0.29), Bancontact (€0.39), EU cards (1.80%), and gross-up invoices in EUR.
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Pass Fee to Client (Legal Surcharge Engine) Calculate zero-shortfall compliant markup & legal surcharge limits
• United States: Visa & Mastercard cap credit card surcharges at 3.00% (effective April 2023). Surcharging debit or prepaid cards is strictly illegal under federal operating rules.
• UK & European Union: Surcharging consumer debit and credit cards is prohibited under PSD2. B2B / corporate card surcharges remain permitted.
• Australia: Governed by RBA; surcharging is legally restricted strictly to the merchant's actual cost of card acceptance.
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Client Invoice Message Generator (Netherlands) ▼
Frequently Asked Questions (Mollie Netherlands)
Why is Mollie iDEAL charged at a flat €0.29 with 0% percentage fee? ▼
iDEAL operates on the Dutch Currence interbank protocol. Unlike credit cards that charge a percentage of sales, Mollie passes through a direct flat fee of €0.29 per transaction with 0.00% variable rate. Whether you sell a €10 item or a €10,000 corporate package, the iDEAL fee remains exactly €0.29.
How does the Gross-Up formula work for flat-fee iDEAL on Mollie? ▼
Because iDEAL has a 0% variable rate, calculating the gross invoice is straightforward addition: Gross = Net + €0.29. To receive €500.00 in your bank, you invoice the client €500.29.
What is the fee difference between European and Non-European cards on Mollie? ▼
European Economic Area (EEA) consumer cards are capped by EU interchange regulations at 1.80% + €0.25. Non-EEA cards (such as US or Asian cards) and business corporate cards cost 2.90% + €0.25.
How does Mollie handle SEPA Direct Debit in the Netherlands? ▼
SEPA Direct Debit incurs a flat €0.25 fee with 0% variable cut, ideal for Dutch subscription businesses and recurring SaaS invoicing.
What are Mollie's payout schedules in the Netherlands? ▼
Mollie offers daily, weekly, or monthly payouts to Dutch bank accounts (ING, Rabobank, ABN AMRO) with zero payout transfer fees.
Does Mollie charge a monthly subscription or gateway maintenance fee? ▼
No. Mollie operates strictly on pay-as-you-go pricing with zero setup fees, zero monthly charges, and zero cancellation fees.
What chargeback fees apply to credit cards processed via Mollie? ▼
In the event of an unrepresented credit card dispute, Mollie assesses a standard €25.00 chargeback handling fee.
Are Mollie processing costs tax-deductible in the Netherlands? ▼
Yes. All transaction fees are 100% tax-deductible commercial business expenses under Dutch corporate tax law.