Sezzle Merchant Fee Calculators
Select your region to calculate exact merchant transaction cuts, Pay in 4 (6.00%), volume tiers, and net payouts.
Frequently Asked Questions
What are official Sezzle merchant fees in 2026? ▼
Sezzle charges merchants a standard 6.00% + $0.30 per transaction for its Pay in 4 installment financing checkout solution.
How does Sezzle's Pay in 4 model work for merchants? ▼
The shopper pays 25% at checkout and 25% every two weeks over 6 weeks. Sezzle pays the merchant 100% of the funds upfront (minus merchant processing fees) within 1 to 2 business days.
Why is Sezzle recognized as a Certified B-Corp BNPL provider? ▼
Sezzle is the only major BNPL provider certified as a B-Corporation, adhering to strict social responsibility standards and offering Sezzle Up, which helps consumers build credit through responsible on-time payments.
Does Sezzle retain merchant fees when a purchase is refunded? ▼
In accordance with standard industry terms, Sezzle does not return the original merchant transaction processing percentage when an order is cancelled or refunded.
Can merchants accept Sezzle in physical retail stores? ▼
Yes. Customers can add the Sezzle Virtual Card to Apple Pay or Google Pay, enabling in-store contactless tap payments at your standard POS terminal.
How does Sezzle increase e-commerce conversion and order sizes? ▼
Merchants integrating Sezzle typically experience an 18% to 25% lift in checkout conversion and up to a 45% increase in Average Order Value (AOV).
Does Sezzle perform hard credit checks on consumers? ▼
No. Sezzle performs only a soft credit inquiry that does not affect consumer credit scores, making it accessible for Gen-Z and millennial shoppers.
What e-commerce platforms natively support Sezzle? ▼
Sezzle provides turnkey plugins and app store integrations for Shopify, WooCommerce, Magento, BigCommerce, Wix, and Salesforce Commerce Cloud.