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🇦🇺 Australia Leading Pure-Play Retailer 2026 • 9%–15% Commission + 10% AU GST

Kogan Marketplace Fee Calculator

Calculate exact seller commissions across electronics, homeware, and fashion, 10% GST deductions, and net AUD payouts on Kogan Australia.

Commission Rate
9.0% to 15.0%

Computers (9%), Home & Appliances (11%), Apparel (14%-15%).

Australian GST
10% on Fees

Fully claimable as Input Tax Credit (ITC) for registered businesses.

Listing Fees
A$ 0.00

Zero upfront listing fees or subscription overhead.

A$
Net Bank Settlement Commission + 10% GST
Your Net Profit:
A$ 63.48
12.1% total take rate (inc GST)
Customer Price (Inc GST): A$ 120.00
Kogan Commission (11%): -A$ 13.20
10% GST on Commission: -A$ 1.32
Total Kogan Deductions: -A$ 14.52
Net Payout to Bank Account: A$ 105.48
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In Plain English: Calculating payout breakdown...

Fee Wealth Leakage Radar & Profit Drag

Compounded Wealth & Margin Impact
Payment Volume: 20 / month
Your Net Profit Margin: 20% Margin
5% (Low Margin Ecom) 20% (Agency) 50% (SaaS/Digital)
Annual Fee Drain
-
Direct processor cut/yr
3-Year Outflow
-
Cumulative friction
5-Yr Future Wealth
-
Lost @ 8% investment
Profit Drag %
-
Of your net profit taken
Bottom-Line Net Profit Split:
85.3% Kept 14.7% Absorbed by Fee

Multi-Rail Arbitrage ("Switch & Save")

Compare 42 Global Rails →
Kogan Marketplace (Current)
-
Active Baseline
ACH Direct Debit
-
Save +$0.00
In-Person Terminal
-
2.6% + 10¢
Int'l Card (+1.5% FX)
-
Cross-Border Markup
%
Pass Fee to Client (Legal Surcharge Engine) Calculate zero-shortfall compliant markup & legal surcharge limits
Target Net Payout
-
Compliant Surcharge
-
Final Gross Invoice
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⚖️ 2026 Legal Surcharging Compliance Rules:

• United States: Visa & Mastercard cap credit card surcharges at 3.00% (effective April 2023). Surcharging debit or prepaid cards is strictly illegal under federal operating rules.

• UK & European Union: Surcharging consumer debit and credit cards is prohibited under PSD2. B2B / corporate card surcharges remain permitted.

• Australia: Governed by RBA; surcharging is legally restricted strictly to the merchant's actual cost of card acceptance.

Client Invoice Message
Bookkeeping Journal Entry
Recent Calculations (Click to Restore)
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Was this Kogan Marketplace calculation accurate today? Updated with published 2026 merchant rates.

Kogan Marketplace Commission by Category

Category Commission Rate 10% GST on Fee Net on A$ 200 Sale
Computers & Tech 9.0% A$ 1.80 A$ 180.20 (90.1%)
Home & Kitchenware 11.0% A$ 2.20 A$ 175.80 (87.9%)
Fashion & Apparel 14.0% A$ 2.80 A$ 169.20 (84.6%)

Kogan Fee Architecture & Cost Breakdown (2026)

Understanding payment deductions on Kogan requires evaluating fixed per-transaction fees, percentage processing cuts, and platform commissions:

Bank ACH Direct Debit
1.00% (Capped at $5-$10)

Bank transfer rail with strict dollar fee caps, saving thousands on large corporate contracts.

Online Credit Card Payment
2.90% - 3.49% + 25¢

Standard credit card acceptance on invoices for clients prioritizing points or corporate cards.

Instant Deposit Surcharge
+1.00% to +1.75%

Optional fee to transfer invoice proceeds to your debit card within 30 minutes instead of 2-day bank clearing.

Mathematical Profit & Breakeven Derivations

Setting selling prices without accounting for blended transaction deductions causes margin erosion. Use this algebraic gross-up formula:

Target Price Derivation Formula
Gross Invoice = (Target Net Payout + Fixed Fee) / (1 - Variable Rate)

Reverses payment processing deductions so the client covers fees and you receive 100% of your consulting contract.

Strategic Margin Defense: 4 Protocols for Kogan

Implement these operational treasury tactics to maximize net take-home earnings:

1

Incentivize ACH on Invoices Above $500: Leverage the $5-$10 fee cap to save 90%+ compared to credit card processing.

2

Add Gross-Up Surcharges for Credit Cards: Specify in contract payment terms that card payments incur a 3% processing convenience fee.

3

Automate Weekly Late Payment Reminders: Trigger automated invoice reminders to accelerate DSO (Days Sales Outstanding).

4

Disable Instant Payout Options: Rely on standard 2-day ACH settlement to eliminate the 1.5% instant transfer penalty.

Frequently Asked Questions (FAQ)

What are Kogan Marketplace seller commission rates in Australia for 2026? ▼

Kogan Marketplace charges category commissions ranging from 9% to 15% (average 11% to 13% for electronics, home appliances, and lifestyle goods) calculated on the gross transaction value including shipping fees charged to Australian buyers.

Does Kogan Marketplace charge monthly account subscription fees? ▼

Kogan typically charges an ongoing merchant platform account fee of $49.00 AUD per month, plus category sales commissions on completed orders.

How does Australian 10% GST apply to Kogan seller commissions? ▼

Kogan assesses 10% Australian Goods and Services Tax (GST) on all marketplace commission charges and monthly platform fees. Australian registered businesses claim this as an Input Tax Credit (ITC) on their quarterly Business Activity Statement (BAS).

What are Kogan's seller payout timelines and payment terms? ▼

Kogan disburses cleared seller earnings every 14 days directly via direct electronic EFT into your Australian corporate bank account, subject to standard customer return buffers.

What is Kogan FIRST and how does it influence merchant sales? ▼

Kogan FIRST is Kogan's premium loyalty subscription offering members free shipping, exclusive deals, and bonus rewards. Sellers who offer Kogan FIRST compatible fast shipping receive priority search ranking and higher conversion.

What are Kogan's customer service and dispatch SLA requirements? ▼

Kogan mandates that sellers dispatch orders within 1 to 2 business days with valid track-and-trace details and resolve customer inquiries within 24 to 48 hours to maintain active seller status.

How are customer returns and refunds handled on Kogan Marketplace? ▼

Under Australian Consumer Law (ACL), consumers are entitled to refunds for faulty goods. If a return is processed, Kogan credits back the category sales commission, but merchants must manage physical return logistics to their Australian warehouse.

How do I calculate what to list an item for on Kogan to clear $100 AUD net profit? ▼

With $60 COGS, $12 domestic shipping, and 12% category commission (+ 10% GST on commission = 13.2% total fee cut): Price = (COGS + Shipping + Net) / (1 - 0.132) = $172 / 0.868 = $198.16 AUD.

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