Kajabi Fee & Net Profit Calculator
Calculate your exact net profit on Kajabi. See how Kajabi's 0% transaction fee model and all-in-one email/funnel ecosystem compare against piecemeal software stacks.
Kajabi replaces ActiveCampaign ($79/mo), Teachable ($39/mo), ClickFunnels ($147/mo), and Wistia video hosting ($99/mo).
Fee Wealth Leakage Radar & Profit Drag
Multi-Rail Arbitrage ("Switch & Save")
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Pass Fee to Client (Legal Surcharge Engine) Calculate zero-shortfall compliant markup & legal surcharge limits
• United States: Visa & Mastercard cap credit card surcharges at 3.00% (effective April 2023). Surcharging debit or prepaid cards is strictly illegal under federal operating rules.
• UK & European Union: Surcharging consumer debit and credit cards is prohibited under PSD2. B2B / corporate card surcharges remain permitted.
• Australia: Governed by RBA; surcharging is legally restricted strictly to the merchant's actual cost of card acceptance.
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Recent Calculations (Click to Restore)
Kajabi Net Take-Home Across Business Volumes ($149/mo Basic Plan)
Exact financial breakdown factoring in $149/mo fixed subscription and 2.9% + 30¢ card processing:
| Gross Revenue | Kajabi Platform Cut | Card Processing (2.9% + 30¢) | Kajabi Subscription | Net Take-Home | Effective Fee Drag |
|---|---|---|---|---|---|
| $1,000.00 / mo | $0.00 (0%) | -$32.00 | -$149.00 | $819.00 | 18.1% |
| $3,000.00 / mo | $0.00 (0%) | -$96.00 | -$149.00 | $2,755.00 | 8.2% |
| $5,000.00 / mo | $0.00 (0%) | -$152.50 | -$149.00 | $4,698.50 | 6.0% |
| $10,000.00 / mo | $0.00 (0%) | -$305.00 | -$149.00 | $9,546.00 | 4.5% |
| $25,000.00 / mo | $0.00 (0%) | -$755.00 | -$149.00 | $24,096.00 | 3.6% |
Kajabi Business Architecture: Uncapped Scale & Zero Take Rates
Kajabi is built for full-time course creators, coaches, and consultants seeking enterprise infrastructure without percentage drag:
Kajabi never penalizes your growth. Whether you sell a $100 course or a $10,000 corporate coaching contract, platform fees are $0.
Replaces WordPress hosting, ClickFunnels, ActiveCampaign, Teachable, and Vimeo with a unified, synchronized database.
Native merchant processing with integrated Apple Pay, Google Pay, and Afterpay/Klarna BNPL to maximize checkout conversions.
Mathematical ROI: Kajabi All-In-One vs The Fragmented Tool Stack
Evaluating Kajabi purely against its $149/mo sticker price is a financial mistake. True cost efficiency requires auditing the total monthly software stack it replaces:
Piecemeal alternative: Teachable Pro ($119) + ActiveCampaign Plus ($79) + ClickFunnels ($147) + Wistia Video ($99) = $444.00/month. Consolidating into Kajabi Basic immediately pockets $3,540.00/year in reduced software overhead while eliminating fragile Zapier webhooks.
4 Strategic Protocols for Scaling on Kajabi
Follow these operating protocols to drive long-term student lifetime value and minimize platform drag:
Opting for annual billing drops Kajabi Basic from $149/mo to $119/mo, saving $360.00 each year in pure recurring operational cost.
Enable BNPL inside Kajabi Payments. Offering installments on $1,000+ mentorships lifts checkout conversions by up to 34% while Kajabi deposits the full amount upfront.
Present students with a post-purchase 1-click offer (e.g. VIP coaching upgrade or template bundle) before the confirmation screen. Because payment credentials are tokenized, uptake averages 18%–22%.
Use the Growth Plan’s native affiliate portal to recruit alumni to promote your programs. Kajabi automatically tracks referral cookies and commission payouts with zero third-party software.
Kajabi vs Teachable vs Skool (At $5,000 Monthly Volume)
| Platform | Base Subscription | Transaction Fee | Total Deductions | Net Payout |
|---|---|---|---|---|
| Kajabi Basic | $149 / mo | 0.0% | $301.50 | $4,698.50 |
| Teachable Basic | $39 / mo | 5.0% ($250) | $441.50 | $4,558.50 |
| Skool | $99 / mo | 0.0% | $251.50 | $4,748.50 |
Frequently Asked Questions About Kajabi Fees & Pricing
What are Kajabi's subscription plans and transaction fees in 2026? ▾
Kajabi charges 0% transaction fees across all plans: Kickstarter ($69/mo), Basic ($149/mo), Growth ($199/mo), and Pro ($399/mo). Creators pay only underlying credit card processing fees (Kajabi Payments / Stripe at 2.9% + $0.30).
How does Kajabi Payments work and what payment methods does it accept? ▾
Kajabi Payments is Kajabi's integrated checkout solution powered by Stripe. It supports credit and debit cards, Apple Pay, Google Pay, and native Buy Now, Pay Later (BNPL) via Klarna and Afterpay.
Why is Kajabi's 0% transaction fee model advantageous for six-figure creators? ▾
Platforms like Teachable Free/Basic (5%–10%) or Gumroad (10%) take massive cuts as revenue scales. On $10,000/mo in course sales, Gumroad takes $1,000/mo ($12,000/yr), whereas Kajabi costs a flat $149/mo with 0% commission, saving over $10,200 per year.
What software tools does Kajabi replace in an online business? ▾
Kajabi replaces separate course hosting (Teachable $119), email marketing (ConvertKit $79), landing page builders (ClickFunnels $147), checkout carts (Thrivecart $495), and community forums, saving $300 to $500 monthly in total SaaS subscriptions.
What are Kajabi's payout schedules into linked bank accounts? ▾
Kajabi Payments disburses sales proceeds on a rolling 2-business-day schedule directly into your commercial bank account with zero platform payout withdrawal charges.
Can creators offer memberships, podcasts, and coaching on Kajabi? ▾
Yes. Kajabi provides built-in modules for recurring membership communities, private subscriber-only podcasts, 1-on-1 coaching packages with calendar booking, and tiered masterclasses.
Does Kajabi handle global sales tax and VAT collection? ▾
Kajabi integrates with Stripe Tax to automatically calculate and apply sales tax and VAT at checkout based on the buyer's location, though creators remain responsible for filing with tax authorities.
How do I calculate net profit on $15,000 monthly sales on Kajabi Basic? ▾
Gross Sales = $15,000. Kajabi fee = $0 (0%). Stripe card processing (2.9% + 30¢ on ~100 sales) = $435 + $30 = $465. Kajabi SaaS subscription = $149. Net Profit = $15,000 - $465 - $149 = $14,386.00.
Verified Methodology & Primary Legal Sources 2026 Audit
All calculation logic, statutory caps, and tax models are cross-referenced with official merchant agreements.