SumUp Global Fee Calculators
Calculate transaction fees, SumUp One subscription breakeven points, and contactless mobile terminal costs across 8 international markets.
Standard: 2.60% + $0.10 | Plan: SumUp Plus Plan
Standard: 1.69% + £0.00 | Plan: SumUp One (£19/mo)
Standard: 0.90% + €0.00 | Plan: SumUp One (€19/mo)
Standard: 1.75% + €0.00 | Plan: SumUp One (€19/mo)
Standard: 1.75% + €0.00 | Plan: SumUp One (€19/mo)
Standard: 1.75% + €0.00 | Plan: SumUp One (€19/mo)
Standard: 1.75% + A$0.00 | Plan: SumUp Australia
Standard: 1.25% + R$0.00 | Plan: Plano SumUp Brasil
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Frequently Asked Questions
What are official SumUp processing rates across the US and Europe in 2026? ▼
In the US, SumUp charges 2.6% + $0.10 per in-person transaction on its free plan ($0/mo), or 1.99% + $0.09 on its SumUp Plus plan ($19/mo). In the UK and Europe, SumUp charges a flat 1.69% in-person rate with zero fixed per-transaction cents.
At what processing volume does the SumUp Plus plan ($19/mo) break even in the US? ▼
SumUp Plus breaks even at approximately $3,115 in monthly card volume. Above $3,115/month, the 0.61% rate reduction (1.99% vs 2.60%) saves more than the $19.00 monthly subscription fee.
Does SumUp charge monthly terminal rental or minimum activity fees? ▼
No. SumUp hardware (Air, Solo, Solo with Printer) is purchased outright with zero monthly terminal rental contracts, zero inactivity fees, and no cancellation penalties.
How does SumUp compare to Square for micro-merchants and mobile vendors? ▼
In Europe, SumUp is cheaper than Square for in-person transactions (1.69% flat vs Square's 1.75%). In the US, SumUp's $19/mo Plus plan offers 1.99% + $0.09, which beats Square's 2.6% + $0.10 for retail stores processing over $3,500/month.
What are SumUp payout schedules to merchant bank accounts? ▼
Standard payouts transfer to your linked bank account in 1 to 2 business days free of charge. Merchants using the free SumUp Business Account & Mastercard receive next-day payouts, including on weekends.
What are SumUp's remote payment and virtual terminal fees? ▼
In the US, remote payments (payment links, invoicing, virtual terminal, and QR codes) cost 3.50% + $0.15 per transaction. In Europe, remote payment links cost 2.50% flat.
Can European merchants use SumUp across different EU member countries? ▼
SumUp accounts are registered to a specific home country and currency. However, merchants can accept international cards from foreign tourists across all EU member states.
Does SumUp charge chargeback or dispute administrative fees? ▼
SumUp does not charge an administrative fee for contested chargebacks, assisting merchants with evidence documentation submission at zero extra cost.